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How InvoiceXFinance Works

Clear steps for Businesses and Investors.

Verification-led
Clear Next Steps
Progress Updates
Business JourneyFour clear Invoice Finance steps
  1. 1Create / Upload InvoiceAdd an eligible invoice and the requested supporting information.
  2. 2Submit for FinanceComplete the Business, Buyer and invoice checks shown for your application.
  3. 3Review Final PricingRead the approved finance amount, fee, taxes, net disbursement and terms.
  4. 4Receive FundsAfter acceptance and successful funding, follow the authorised release to your verified bank account.
View Business Journey Details
Investor JourneyExplore, verify, invest and track
  1. 1Explore OpportunitiesCompare current invoice-financing opportunities before registering.
  2. 2Complete Investor VerificationCreate your account, verify your contact details, complete KYC and activate access.
  3. 3InvestChoose an amount from ₹10,000 for eligible new opportunities and confirm the terms.
  4. 4Track Your InvestmentFollow funding, Buyer payment and settlement from your portfolio.
View Investor Journey Details

Process Summary

Every journey follows four simple ideas: prepare the required information, complete verification, review the terms and follow progress.

  • PrepareProvide the required details
  • VerifyComplete the checks for your role
  • ReviewUnderstand terms and risk
  • TrackFollow progress to settlement

Platform Workflow

Businesses see application and funding progress. Investors see opportunity and portfolio progress. Both can understand the current step without being shown the other role’s private information.

Business JourneyInvestor Journey

Major Buyer Ecosystem

  • Reliance Retail Limited
  • Hindustan Unilever Limited
  • ITC Limited
  • Nestlé India Limited
  • Britannia Industries Limited
  • Tata Consumer Products Limited
  • Flipkart Internet Private Limited
  • Amazon Seller Services Private Limited
  • Delhivery Limited
  • Asian Paints Limited

FAQ Preview

How long does it take to get funded?

Timing depends on verification, approval, accepted Final Pricing and available Marketplace participation.

What are the charges?

The Business platform fee is 1% of invoice value and the Investor platform fee is 0%. Complete values appear before acceptance.

Who can use IXF?

Eligible registered Businesses can apply for financing and verified Investors can review current opportunities.

How does IXF protect private information?

Public pages show only the approved opportunity facts. Personal, Business and investment information stays inside secure account access.

View All FAQs

Choose your next step

Explore opportunities or apply for Invoice Finance

Start with the path that fits your goal today.

Explore Opportunities Start Investing Get Invoice Finance