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Business Invoice Financing

Put Eligible Invoices to Work

Access working capital through clear verification, Final Pricing, funding and settlement steps.

ApplicationSubmit an eligible receivable
Final PricingReview approved terms before acceptance
FundingFollow Marketplace funding progress
SettlementTrack Buyer payment and completion
Pricing shown before acceptance Clear progress at every step Online application and documents
Business invoice-financing workflow illustration
ApplicationSubmit an eligible receivable
Final PricingReview approved terms before acceptance
FundingFollow Marketplace funding progress
SettlementTrack Buyer payment and completion

Major Buyer Ecosystem

  • Reliance Retail Limited
  • Hindustan Unilever Limited
  • ITC Limited
  • Nestlé India Limited
  • Britannia Industries Limited
  • Tata Consumer Products Limited
  • Flipkart Internet Private Limited
  • Amazon Seller Services Private Limited
  • Delhivery Limited
  • Asian Paints Limited

By the Numbers

IXF Platform Snapshot

Invoices Financed
₹1000Cr+
Businesses
5000+
Investors
25000+
Platform Uptime
99.9%

Your Financing Overview

Everything Tracked in One Place

See the information you need without having to piece the journey together.

Application Progress

See what is complete, what needs attention and what happens next.

Invoice & Documents

Keep your invoice and supporting evidence connected to the application.

Final Pricing

Review approved amounts, fees, taxes and expected net disbursement before accepting.

Funding Status

Follow funding progress and important transaction dates.

Buyer Payment

See when Buyer payment information moves the transaction towards settlement.

Financing History

Return to completed applications and settlement information when you need it.

Eligibility at a Glance

Who Can Apply

Applications remain subject to verification, policy and approval.

  • Registered Business account
  • Current KYB evidence
  • Accepted agreement and active account
  • Verified Business bank account
  • Eligible receivable evidence
  • Application review and approval

Business Benefits Snapshot

Clear Progress

Know which step is complete

Connected Documents

Keep evidence with the application

Final Pricing

See the full terms before accepting

Helpful Support

Reach the right team when needed

Business Funding Workflow

From application to settlement in five stages

  1. Create or Upload Invoice

    Add an eligible unpaid invoice and the supporting information.

  2. Verification

    Complete Business, Buyer and invoice checks.

  3. Buyer Confirmation

    Follow the required confirmation for the receivable.

  4. Review Final Pricing

    Read the approved amounts, fees and terms before accepting.

  5. Funding & Settlement

    Track funding, Buyer payment and settlement progress.

How Invoice Financing Works
  1. 1. Create or Upload Invoice

    Add an eligible unpaid invoice and the supporting information.

  2. 2. Verification

    Complete Business, Buyer and invoice checks.

  3. 3. Buyer Confirmation

    Follow the required confirmation for the receivable.

  4. 4. Review Final Pricing

    Read the approved amounts, fees and terms before accepting.

  5. 5. Funding & Settlement

    Track funding, Buyer payment and settlement progress.

What to Prepare
  • Company and GST information
  • Invoice or purchase-order evidence
  • Buyer information
  • Delivery or fulfilment evidence
  • Relevant contracts or supporting records
  • Verified Business bank details
Who Can Apply?
  • Registered Business account
  • Current KYB evidence
  • Accepted agreement and active account
  • Verified Business bank account
  • Eligible receivable evidence
  • Application review and approval
Typical Uses of Financing
  • Purchase inventory
  • Manage payroll timing
  • Support day-to-day operations
  • Fulfil confirmed orders
  • Bridge a receivables gap
Business Guide & Invoice Creator

Working Capital

Typical Uses of Approved Financing Proceeds

These are common business needs, not separate IXF lending products.

Purchase inventory

Describe the relevant business need in your application.

Manage payroll timing

Describe the relevant business need in your application.

Support day-to-day operations

Describe the relevant business need in your application.

Fulfil confirmed orders

Describe the relevant business need in your application.

Bridge a receivables gap

Describe the relevant business need in your application.

Business Workflow Checkpoints

Application, verification, Final Pricing, Marketplace funding and settlement are separate steps. Completing one step does not guarantee approval or funding.

Getting Started in 4 Steps

  1. 1. Register

    Create your Business account.

  2. 2. Prepare

    Add your invoice and supporting documents.

  3. 3. Review

    Complete verification and review Final Pricing.

  4. 4. Track

    Follow funding, Buyer payment and settlement.

Business Financing FAQs

How much funding can I get?

Eligible businesses may receive funding based on the verified invoice, approved terms and available Marketplace participation.

How fast will I receive the funds?

Timing depends on approval, accepted Final Pricing, required controls and Marketplace participation.

What are the charges?

The Business platform fee is 1% of invoice value. Final Pricing shows the complete applicable transaction values before acceptance.

What documents are required?

Requirements can include company, GST, bank, buyer, invoice and supporting fulfilment evidence.

Business financing

Prepare your application and follow every step.

Create a Business account or speak with the IXF team before sharing confidential information.