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Risk Disclosure

Understand material risks and limitations before participating in invoice financing.

1. Overview

Invoice financing involves financial, operational and counterparty risks. Review every opportunity and the applicable terms independently.

2. Credit and counterparty risk

A buyer or other counterparty may pay late, fail to pay or dispute an invoice. Capital is at risk.

3. Liquidity risk

An investment may not be transferable or repayable before the stated maturity or settlement process.

4. Expected Return risk

Expected Return is not guaranteed. Actual timing and amounts may differ because of payment, fees, recovery and other factors.

5. Concentration risk

Exposure to one buyer, business, industry or tenure can increase the effect of an adverse outcome.

6. Operational and technology risk

Service interruption, processing errors, fraud attempts or third-party failures can affect access and timing.

7. Legal and regulatory risk
8. Independent review

Diversify where appropriate, review all available information and obtain independent advice where needed before deciding.

Related Policies

Policy questions or grievances

Use a published route and do not include passwords, OTPs or unnecessary private records.